After purchase, you will be able to access the digital content from the links sent to the nominated email address provided at purchase. Confirmation emails are usually received within 2 minutes of registration, however network traffic and individual ISP routing delays may be evident during peak usage times.

Money by Sunny will not be held responsible for delays in any activation of reading access due to invalid email addresses being provided or security/privacy settings hampering the delivery of such messages. Money by Sunny will attempt to assist in cases where digital materials have not been received, on a best effort basis.

It is your responsibility for the safe retention of your digital files and flip books. We recommend keeping a backup of your files in a safe place such as cloud storage or a portable storage device. In the instance of permanently lost files, we may (upon proof of purchase by original customer) be able to re-issue access if within 12 months of original purchase.

Following payment of the applicable fees for an item of Digital Content, for as long as Money by Sunny (the applicable copyright holder) has rights to provide you that Digital Content, Money by Sunny gives you the non-exclusive right to access, subject to the restrictions set forth herein, the applicable Digital Content on your Devices, and to view, use and display such Digital Content an unlimited number of times on your Devices or as otherwise authorized by Money by Sunny as part of the Service for your personal, non-commercial use.

You are permitted to print a personal copy of the digital files as required but are constrained by the restrictions outlined in A5. All printed copies must display the license details that appear at the bottom of each page.

If Money by Sunny loses the rights to provide you any Digital Content, Money by Sunny will cease serving such Digital Content to you and you may lose the ability to use such Digital Content. Capture, select, copy and paste functions are not available on our Digital Content, and unless otherwise stated you must use the files within the prescribed limits and only for personal, non-commercial purposes.

You may not sell, rent, lease, distribute, broadcast, transfer, or assign your rights to the Digital Content or any portion of it to any third party except as expressly permitted by Money by Sunny. Provided, however that nothing in the Terms of Service shall prohibit any uses of Digital Content that would otherwise be permitted under International Copyright Treaties. In addition, you may not remove any watermarks, labels or other proprietary notices on or in the Digital Content.

You acknowledge and agree that Money by Sunny may place limits on the number of Devices and/or software applications you may use to access Digital Content and that such limits may be set by Money by Sunny at any time at Money by Sunny’s discretion. You acknowledge and agree that Money by Sunny may record and store the unique device identifier numbers of your Devices in order to enforce such limits.

Payment is due immediately on the date of the order, including for pre-order products.

Payment can be made through various payment methods we have available, such as Visa, MasterCard, Affinity Card, American Express cards or online payment methods (PayPal, for example).

Payment cards (credit cards or debit cards) are subject to validation checks and authorization by Your card issuer. If we do not receive the required authorization, we will not be liable for any delay or non-delivery of your order.

You understand that the Service and Digital Content provided through the Service utilize technology designed to protect the security of digital information. You may not attempt to, nor assist or encourage others to, circumvent, disable, defeat, reverse-engineer, decompile or tamper with any of the security features or components related to the Service or Digital Content for any reason. Violations of security features may result in civil or criminal liability.

You may cancel access to Digital Content you purchased from Money by Sunny for a full refund if the Service does not perform as stated with respect to that purchased Digital Content, provided you have not downloaded the digital materials and Money by Sunny receives your refund request within 24 hours of purchase. We can only provide a refund to the same credit card or payment method used for the original purchase. Following Money by Sunny’s provision of a refund to you, you will no longer have the right to access the applicable Digital Content. Money by Sunny keeps records of all downloads (including IP addresses) in order to provide customer support and protect itself from fraudulent claims.